Have you ever heard of Younited Credit? This is a completely different credit service than the classic channels through which a loan can be requested or obtained.
Have you ever asked for a loan in the past? So you probably already know that in most cases you have to go to a bank or a credit institution, but this is the past if you plan to rely on Younited Credit.
This platform has been able to change the paradigms of credit and in this article you will find out why. We give you all the details and here you can understand how Younited Credit works and how to apply for a personal loan.
Credit: what is it?
With Younited Credit you can discover new credit access solutions and take advantage of new advantages.
The first difference with traditional systems lies in the fact that Younited is completely online and therefore does not require the intermediation of traditional credit institutions, with all the advantages and savings that this entails.
As you understand, this is an innovative solution. So is it reliable? Can you trust a credit system that has nothing to do with a bank? That’s what we want to explain below.
To tell the truth it seems to be a rather advantageous solution , even according to the testimonies of those who have already taken advantage of this type of personal loan.
Younited Credit offers formulas that allow you to receive money on loan, but also to make it available to others and receive compensation through the interests that apply to the amounts requested.
If you want to break away from traditional Younited Credit platforms then this is the one for you, the new way of making and receiving credit.
How does the Credit loan work?
When you are on the Younited Credit web platform you can have access to a space where professional investors offer sums of money that are available to customers just like a personal loan.
Obviously this is not a system for which the first one to happen can enter the site and take the money. On the contrary, it is a very serious system that allows you to receive funding only after clarification of the guarantees and requirements necessary for the loan application.
What does Younited Credit earn? The platform performs practically only a role of intermediary, but to put in contact those who offer and those who receive keeps for itself a small percentage requested from users.
Thanks to this commission Younited Credit is able to survive and meet the costs and administration costs of the service and thus also obtains its own gain.
However, the platform does not get any percentage on the amount of the installments that the borrower has to pay to the bidder (just as if it were a personal loan).
If you intend to participate in the initiative as an investor or to receive the loan, you should know that there are no branches and that the site operates entirely online. This means that whatever you need and also for assistance you have to contact the platform directly by phone or email.
What are the advantages of this type of loan?
- The costs are really very low
- Interest rates are very affordable
- The payment of money is very fast
- The customer can receive immediate answers
In short, compared to traditional loans, there are many advantages, and the guarantees required for repaying the loan may not be prohibitive, as often happens with classic loans.
What are the prerequisites?
The minimum and general prerequisites for applying for this type of loan are the following:
- Having turned 18 and not over 75
- Have a stable job and regular pay
- Never entered into bad payer records or the like
Other advantages in requesting this type of loan are the simplicity and speed of delivery. It takes less than 48 hours to receive the money. The service also guarantees maximum transparency and therefore there is the application of a constant interest rate and the payment of a fixed rate.
There are no hidden costs and there will be no change in the installment during the loan.