How to Cancel The Shopping With Installments Made by Credit Card?


Banks use credit or debit card transactions on the same principle. In all your credit card transactions, you can apply to the product you bought in the store on the day of purchase, invoice of the product, slip (sales document) and credit card and you can have the officials withdraw the payment on the same day. for further explanation

This transaction is called a cancellation of a credit card. If you have not applied within the same day and the day has passed, the transaction is called a refund, not a cancellation. Credit card purchases can be refunded in two ways according to the agreement of the company.


You can request cancellation from the store

You can request cancellation from the store

For the transactions over the day, the authorized person of the store enters the system with your slip confirmation code and date using the cancellation – refund section for the cancellation of the installment shopping made by credit card. In this way, it provides a comparison between the amount written on the pos device and the amount written on the slip.

If there is no problem, it cancels the shopping. Then the first slip to the customer, the second slip to the workplace. If your credit card has been debited by that date, the corresponding payments will be on your statement minus and plus and take each other. For cancellations made on the same day, no payment will be charged to your card.

Small companies, on the other hand, request to be processed by petition for the cancellation of installments made by credit card. If you have made such a request from the shop and you want to cancel the shopping, you must apply to the store to write a petition.

In response to this request, the store will write a petition to the bank of the pos device using the card using an A4 paper. The date of the transaction, the name of the card holder, the total amount of the transaction, the copy of the slip, the name of the company official, the signature and the stamp of the company are attached to the petition and faxed to the bank’s directorate. It is usual for cancellations that take place a little longer.


If the account cut-off date has passed


If the credit card used by the customer during the purchase has expired, payment is made for that period. In the following months, the monthly installment amount appears to be the plus balance on the statement of the period. This amount is deducted from the total balance on the credit card transaction is made.

It can usually take up to 15 days to complete a cancellation of a credit card installment. For this reason, it is very important that you follow up your extras from your extras due to the cancellation.

If you have a problem with the authorization during the follow-up from the workplace or the bank of the pos device using the credit card, you must return to the store where you are shopping. Lastly, in order to claim your credit card installment cancellations, you must make a copy of the stamped and signed petition copy.

Personal Loans

Personal Loans are part of the category of non-finalized loans or without obligation of destination .

With personal loans does not need to specify the way in which the sum of money required will be used as, on the contrary, they provide for specific loans, linked to the purchase of a good or service.

An example could be useful to clarify the concept.

Assuming that you want to organize an event, you could go to a bank or finance company to request a personal loan, without specifying what you are actually going to pay once the required amount has been paid. You can use the personal loan to pay for the catering, the location, the music or none of this and pay the money to your current account, reimbursing the amount obtained divided into monthly installments.

Personal Loans can therefore vary their size according to the contractor’s request, which undertakes to settle the debt contracted with the bank or credit institution through monthly fixed-rate installments.

In general, access is not subject to the presentation of real guarantees (such as liens or mortgages) although it may happen that the credit institution requires the signing of a bill of exchange to limit the risk of insolvency; however the most common form of guarantee in the case of a personal loan is the signature of a guarantor.


Personal loans : how to choose the right one

personal loans

Individuals can request personal loans, excluding the possibility that the loan may concern the professional or business activity.

The offer for personal loans is varied, the solutions are many and varied, so if you are looking for a loan informed about DFG Bank to get all the information you need to make the best choice.


Sale of the fifth Personal Loan, the solid and affordable loan

Sale of the fifth Sondrio, the solid and affordable loan

The transfer of the fifth Personal Loan is a form of personal loan that provides for a maximum payment equal to 20% of the salary or pension.

With the transfer of the fifth Personal Loan the sum due is automatically withheld from the salary, thus guaranteeing a safer and more punctual payment for the credit institution and less liability for the borrower.

For this reason it can also be used by “bad payers” since it presents greater guarantees of solvency. Moreover, this type of “non-finalized” loan allows the contractor to access the loan without having to specify the reason for which he needs the money.

Since 2006 the legislation provides for the possibility of accessing this type of financing also to BC Pensioners. It is necessary to have a contributory or survivor pension. Invalidity pensions or minimum pensions are not eligible.